Financial regulations : select analyses and possible impacts based on Dodd-Frank Act provisions /
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| Format: | Electronic eBook |
|---|---|
| Language: | English |
| Published: |
New York :
Nova Publishers,
[2016]
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| Series: | Financial institutions and services.
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| Subjects: | |
| Online Access: | CONNECT |
Table of Contents:
- Preface; Chapter 1; Dodd-Frank Regulations: Impacts on Community Banks, Credit Unions and Systemically Important Institutions*; Why GAO Did This Study; What GAO Found; Abbreviations; Background; Federal Prudential Regulators; Securities and Futures Regulators; Consumer Financial Protection Bureau; Financial Stability Oversight Council; Dodd-Frank Act Regulations; Requirements for Regulatory Analyses in Rulemaking and Retrospective Review; Agencies Conducted Required Regulatory Analysis and Reported Coordinating as Required on Dodd-Frank Act Rulemakings.
- Agencies Conducted Required Regulatory AnalysesAgencies Reported Coordinating as Required on Dodd-Frank Act Rulemakings; Community Banks and Credit Unions Cited a Cumulative Compliance Burden Associated with Dodd-Frank Act Rules; Industry Officials Reported Mortgage-Related Rules Generally Increased Compliance Burden; Integrated Mortgage Disclosures; Ability to Repay and Qualified Mortgage Standards; Rules Related to Higher-Priced Mortgage Loans and Mortgage Servicing; Industry Officials Also Said Certain Nonmortgage-Related Rules Had Increased Compliance Burden or Changed Business Practices.
- Removal of Credit Ratings from RegulationsRemittance Transfers; Debit Interchange Fee Rule; Regulators Face Challenges Determining the Cumulative Impact of Dodd-Frank Act Rules on Community Banks and Credit Unions; Indicators Provide Baselines for Monitoring the Future Impact of the Dodd-Frank Act on Small Banks and Credit Unions; Possible Impacts of the Dodd-Frank Act on Bank SIFIs, Designated Nonbanks, and Swaps; Indicators Suggest Large Bank SIFIs Have Become Larger but Less Vulnerable to Financial Distress Since the Dodd-Frank Act.
- Enhanced Prudential Standards Associated with Some Improvements in Bank SIFI Safety and Soundness but Not with Changes in Funding Costs for Bank SIFIsIndicators for Designated Nonbanks Provide Baselines for Assessing the Future Impact of Dodd-Frank Act Reforms; Indicators Suggest That the Dodd-Frank Act Is Associated with Increased Use of Margin Collateral in Over-the-Counter Derivatives Transactions; Agency Comments and Our Evaluation; Appendix I: Objectives, Scope, and Methodology; Appendix II: Dodd-Frank Act Rules Effective as of July 22, 2015.
- Appendix III: Coordination for Dodd-Frank Act Rules Effective as of July 22, 2015Appendix IV: Summary of Rulemakings Related to Selected Dodd-Frank Act Provisions Applicable to Designated Nonbanks; Appendix V: Trends in GAO Indicators for Bank Systemically Important Financial Institutions; Data; Sample; Methodology; Limitations; Indicators; Size; Interconnectedness; Complexity; Leverage; Liquidity; Appendix VI: Econometric Analyses of the Impact of Enhanced Regulation and Oversight on Systemically Important Financial Institutions; Methodology; Data; Results.
